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Rates & Fees

  Posted:  7/28/2009 10:41

Dividend Rates
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Checking Account Rates
  Daily Balance Dividend Rate APY*
  $0.00 - $999.99 0.00% 0.00%
  $1,000.00 - $9,999.99 0.03% 0.03%
  $10,000.00 + 0.07% 0.07%
  Ultra Rewards Rates
  $0 - 25,000.00 1.98% 2.00%
  $25,000.01 + 0.15% 0.15%

*Annual Percentage Yield


Savings Account Rates
  Daily Balance Dividend Rate APY*
  $0.00 - $299.99 0.03% 0.03%
  $300.00 - $2,499.99 0.04% 0.04%
  $2,500.00 + 0.05% 0.05%

*Annual Percentage Yield


Money Management
  Daily Balance Dividend Rate APY*
  $0.00 - $999.99 0.00% 0.00%
  $1,000.00 - $9,999.99 0.05% 0.05%
  $10,000.00 - $24,999.99 0.07% 0.07%
  $25,000.00 - $49,999.99 0.08% 0.08%
  $50,000.00 - $99,999.99 0.08% 0.08%
  $100,000.00 + 0.09% 0.09%

*Annual Percentage Yield


Certificate Account Rates
Period of Investment Dividend Rate APY* Minimum Investment When
Dividend
Paid
3 months 0.07% 0.07% $1,000.00   Maturity
6 months 0.12% 0.12% $1,000.00   Maturity
1 year add-on** 0.15% 0.15% $50.00   Monthly
2 years 0.46% 0.46% $1,000.00   Monthly
3 years 0.89% 0.89% $1,000.00   Quarterly
4 years 1.13% 1.14% $1,000.00   Quarterly
5 years 1.75% 1.77% $1,000.00   Quarterly

*Annual Percentage Yield
**Total subsequent deposits are limited to $25,000 over the term of the certificate.



Annual Percentage Yields are anticipated rates and are accurate as of 9/9/2010.  Fees could reduce earnings on accounts.  See our Account Agreement and Disclosures for more information.  All dividend rates are subject to change at any time.  Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).



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by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

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