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Additional Checking Benefits

Opportunities For No-Fee Checking

At PLCU, we offer a number of ways to avoid paying a monthly service fee. The monthly service fee can be eliminated altogether when you:

  • Carry an average daily checking balance of $400 or more, OR
  • Use direct deposit services in connection with your PLCU checking account, OR
  • Have a combined core share (savings, money management, & checking account) and loan balance of $5,000 or more, OR
  • Are over the age of 55, OR
  • e-Statement on an EZAccess Checking

Combined Account Balance Benefits

A combined core share (savings, money management, & checking account) and loan balance of $1,000 entitles you to:

  • Unlimited, CO-OP transactions*
  • One free box of image checks with each new checking account

Lighthouse Relationship Program

Depending on your combined core share (savings, money management, & checking account) and loan balance, additional benefits may be available through our Lighthouse Relationship Program

*Transactions subject to applicable ATM owner charges.

All account terms and conditions are set by the Board of Directors and are subject to change.

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Disclaimer:  Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to.  While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current.  Please contact the credit union call center directly for the most current information at 858-495-3400.


National Credit Union Association Equal Housing Lender America's Credit Unions

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

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