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 Posted:  11/5/2013 14:54

HARP 2.0

HARP 2.0With the HARP 2.0 program, you can now refinance your home loan even if you owe more than your home’s value.

If you’re a homeowner who owes more than the value of your home, recent changes to Fannie Mae’s Home Affordable Refinance Program (HARP 2.0) make it possible to refinance your home loan at today’s low rates. Even regardless of your current loan-to-value (LTV)! So no matter how much you owe on your mortgage, you may be eligible to take advantage of this great program. Hurry though, the program expires on December 31, 2015.

You may be eligible for participation in the HARP 2.0 program if:

  • Your current loan balance is more than the value of your home
  • You are not currently delinquent on your existing home loan and have had a good repayment history in the past 12 months
  • Your loan was sold to Fannie Mae on or before May 31, 2009, although it can be serviced by any lender (including PLCU)
  • Your current LTV is >105%
  • You have not previously refinanced your home under HARP.
Your interest rate will be based upon that which is in effect for this program on the day of your loan approval. Interest rates vary based on market conditions and are subject to change without notice.

Check to see if you’re eligible for participation in this program: http://knowyouroptions.com/loanlookup

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