First Trust Deeds

First Trust Deeds from PLCU Competitive fixed and adjustable rate first trust deed loan programs are available to members for properties in the State of California.

PLCU offers some of the most competitive mortgage rates in the San Diego area. We offer a wide variety of programs designed to meet your mortgage loan needs.

Buyers are usually pre-approved within 48 hours. Rates are updated daily. Simply call (888) 495-3400 or (858) 495-3400 and choose "option 6". Allow us to be your next source of financing on your new or existing home.

Are you having difficulty making your PLCU First Trust Deed payments? Click here.

You can find our current Mortgage Rates online right now.

You can also download PDF Real Estate Loan Documentation packages. Just print and complete the appropriate loan package and either drop it off or mail it to your local PLCU branch for processing. Please include all supporting information/documentation requested on the program cover letter to expedite processing.

For more information, contact our Call Center at (858) 495-3400 or toll-free at (888) 495-3400.

Total loan amount cannot exceed $4,000,000. Credit approval is required. California properties only.

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Disclaimer: Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current. Please contact the credit union call center directly for the most current information at 858-495-3400.

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency. Point Loma Credit Union
is an Equal Housing Lender.