Home Loans

All your home loan needs are now as close as Point Loma Credit Union.

First-Time Homebuyer Program – A 30-year fixed to 80% LTV with a .50% rate reduction for the first three years.  PLCU pays non-recurring costs (credit, appraisal and title insurance).

NEW Interest Only First Mortgage

NEW No Points / No Closing Costs First Trust Deed

NEW 40-year Fixed Rate Mortgage

NEW Non-Owner Occupied Fixed Rate Second Trust Deed

Please visit the main web site for details on these loan products

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