| Other APRs |
Cash Advance APR: Purchase APR + 6.00%
Balance Transfer APR: Purchase APR + 6.00%
Default APR: If you incur two late payment fees in a twelve month period, the APR will be 21.99% fixed on all balances.
|
 |
| Annual Fee |
None |
|
| Minimum Finance Charge |
None |
|
Grace period for repayment of the
purchase balance |
Typically, 25 days from the close of
the billing cycle |
|
Grace period for repayment of the cash
advance balance |
Interest accrues from the date of posting |
|
Method of computing the balance for
purchases |
Average daily balance, including
current transactions |
|
Transaction fee for cash advances
and balance transfers |
3% of each advance
Minimum $10.00 |
|
| Late payment fee |
$29.00 |
|
| Over-the-credit-limit fee |
$10.00 |
|
| Non-sufficient funds charge |
$29.00 |
|
Visa Rates