Equity powers home improvement projects

Home Equity Line of Credit
Our HELOC’s low rates* make it affordable to use your home’s equity to repair your roof, upgrade your heating/air conditioning system, or add a bedroom or bath.

It also gives you the power of value and convenience:

• No upfront fees**
• No closing costs
• No annual fee
• Interest may be tax deductible†
• Easy check access
• Borrow from $10,000 to $250,000
• No pre-payment penalties

Get started today
Download our HELOC application package, complete it and mail it or drop it off at your nearest PLCU branch.

*Rate may vary and is currently as low as 0.25% above Wall Street Prime with a lifetime cap of 6% above the initial non-promotional rate. Maximum APR is 18% above the initial rate. Owner-occupied, single-family and condominium properties located in California only. **No appraisal fees, points, or closing costs. A lien will be required on the subject property. †Consult your tax advisor for details.

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