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When everything has to be right

Apply Now!

You've found the right home. Now all you need is the right loan. And PLCU is the right lender. We have great rates on a complete line of loans for purchase, refinance and equity use.

  • Fixed or adjustable rate mortgages
  • Jumbo loans
  • Home equity loans, fixed rate or line of credit
  • 95% Loan-To-Value financing and no-point, no closing cost option
    (available on First Trust Deed Loans)
  • First-time Homebuyer Program
  • Interest-only First Trust Deed
  • HARP 2.0 loans

A home is a big investment; trust your local lender to help you get it right. Call, click or visit your local branch today.

Other fees apply. All loan programs are subject to approval. Maximum 95% loan-to-value (LTV) for First Trust Deed loan programs is available. No point, no closing cost option available on most First Trust Deed loan programs. The interest-only period on the Interest-Only loan program is for the first 3 years; the loan balance will not decrease during this time. Increased principal and interest payment is applicable for the remaining 27-year term; this option is available for a First Trust Deed mortgage loan only. Additional restrictions apply to all programs. PLCU home loans are available on owner-occupied or investment 1-4 family residences or townhouses located in California. All interest rates are subject to change. Must meet lending criteria. Real estate loans are available only to PLCU members.

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