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When everything has to be right

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You've found the right home. Now all you need is the right loan. And PLCU is the right lender. We have great rates on a complete line of loans for purchase, refinance and equity use.

  • Fixed or adjustable rate mortgages
  • Jumbo loans
  • Home equity loans, fixed rate or line of credit
  • 95% Loan-To-Value financing and no-point, no closing cost option
    (available on First Trust Deed Loans)
  • First-time Homebuyer Program
  • Interest-only First Trust Deed
  • HARP 2.0 loans

A home is a big investment; trust your local lender to help you get it right. Call, click or visit your local branch today.

Other fees apply. All loan programs are subject to approval. Maximum 95% loan-to-value (LTV) for First Trust Deed loan programs is available. No point, no closing cost option available on most First Trust Deed loan programs. The interest-only period on the Interest-Only loan program is for the first 3 years; the loan balance will not decrease during this time. Increased principal and interest payment is applicable for the remaining 27-year term; this option is available for a First Trust Deed mortgage loan only. Additional restrictions apply to all programs. PLCU home loans are available on owner-occupied or investment 1-4 family residences or townhouses located in California. All interest rates are subject to change. Must meet lending criteria. Real estate loans are available only to PLCU members.

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