PLCU Online - Internet Home Banking
PLCU Home Page
 
 Espaņol   


Open an Account Now!

Home
Online Services
Accounts
Services
Real Estate
Loans
About Us
Locations
Rates & Fees
Careers
Newsletters

Interest & Dividend Rates
Click here to print

Checking Account Rates
  Daily Balance Dividend Rate APY*
  $0.00 - $999.99 0.00% 0.00%
  $1,000.00 - $9,999.99 0.05% 0.05%
  $10,000.00 + 0.10% 0.10%
  Ultra Rewards Rates
  $0 - 25,000.00 2.47% 2.50%
  $25,000.01 + 0.25% 0.25%

*Annual Percentage Yield


Savings Account Rates
  Daily Balance Dividend Rate APY
  $0.00 - $299.99 0.05% 0.05%
  $300.00 - $2,499.99 0.08% 0.08%
  $2,500.00 + 0.12% 0.12%

Holiday Club Account Rates
  Daily Balance Dividend Rate APY
  $0.00 - $2,499.99 0.12% 0.12%
  $2,500.00 + 0.22% 0.22%

Looney Tunes Savings Club™
  Daily Balance Dividend Rate APY
  $0.00 - $2,499.99 0.12% 0.12%
  $2,500.00 + 0.22% 0.22%

Money Management
  Daily Balance Dividend Rate APY
  $0.00 - $999.99 0.00% 0.00%
  $1,000.00 - $9,999.99 0.08% 0.08%
  $10,000.00 - $24,999.99 0.11% 0.11%
  $25,000.00 - $49,999.99 0.13% 0.13%
  $50,000.00 - $99,999.99 0.15% 0.15%
  $100,000.00 + 0.18% 0.18%

Certificate Account Rates
Period of Investment Dividend Rate APY Minimum Investment When
Dividend
Paid
3 months 0.11% 0.11% $1,000.00   Maturity
6 months 0.21% 0.21% $1,000.00   Maturity
1 year add-on* 0.36% 0.36% $50.00   Monthly
2 years 1.00% 1.01% $1,000.00   Monthly
3 years 1.40% 1.41% $1,000.00   Quarterly
4 years 1.95% 1.97% $1,000.00   Quarterly
5 years 2.98% 3.02% $1,000.00   Quarterly

*Total subsequent deposits are limited to $25,000 over the term of the certificate.


Individual Retirement Certificate Rates
Period of Investment Dividend Rate APY Minimum Investment When
Dividend
Paid
1 year 0.36% 0.36% $50.00 IRA 1 year
paid monthly
2 years 1.00% 1.01% $1,000.00 IRA 2 years
paid quarterly
3 years 1.40% 1.41% $1,000.00 IRA 3 years
paid quarterly
4 years 1.95% 1.97% $1,000.00 IRA 4 years
paid quarterly
5 years 2.98% 3.02% $1,000.00 IRA 5 years
paid quarterly
1 year 0.36% 0.36% $50.00 1 year ROTH IRA
2 years 1.00% 1.01% $1,000.00 2 year ROTH IRA
3 years 1.40% 1.41% $1,000.00 3 year ROTH IRA
4 years 1.95% 1.97% $1,000.00 4 year ROTH IRA
5 years 2.98% 3.02% $1,000.00 5 year ROTH IRA
1 year 0.36% 0.36% $50.00 1 year ROTH IRA
Transfer
2 years 1.00% 1.01% $1,000.00 2 year ROTH IRA
Transfer
3 years 1.40% 1.41% $1,000.00 3 year ROTH IRA
Transfer
4 years 1.95% 1.97% $1,000.00 4 year ROTH IRA
Transfer
5 years 2.98% 3.02% $1,000.00 5 year ROTH IRA
Transfer

Health / IRA Savings Account Rates
  Account Type   Daily Balance Dividend Rate APY
  Health Savings   $0.00 0.13% 0.13%
  Savings IRA   $0.00 0.13% 0.13%


Annual Percentage Yields are anticipated rates and are accurate as of 11/5/2009.  Fees could reduce earnings on accounts.  See our Account Agreement and Disclosures for more information.  All dividend rates are subject to change at any time.  Penalties may be imposed for early withdrawal of term deposits (e.g., certificates).


Go To Online Banking Home :: Contact us :: Locations & hours :: Site index :: Privacy Policy

Terms of Use:   The Point Loma Credit Union website is for the exclusive use of its members and non-members interested in the services of the credit union.  Any unauthorized or unlawful use is strictly prohibited.

Disclaimer:  Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to.  While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current.  Please contact the credit union call center directly for the most current information at 858-495-3400.


Your funds are insured to $250,000 by the NCUA, National Credit Union Administration, a U.S. government agencyPoint Loma Credit Union is an Equal Housing LenderPoint Loma Credit Union is a member of America's Credit Unions

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

Copyright © 1998-2009, Point Loma Credit Union
All rights reserved