PLCU Online - Internet Home Banking
PLCU Home Page
 
 Posted:  12/23/2013 16:10

Interest & Dividend Rates

Click here to print

Checking Account Rates
  Daily Balance Dividend Rate APY*
  $0.00 - $999.99 0.00% 0.00%
  $1,000.00 - $9,999.99 0.01% 0.01%
  $10,000.00 + 0.02% 0.02%
  Ultra Rewards Rates
  $0 - 25,000.00 0.35% 0.35%
  $25,000.01 + 0.02% 0.02%

Savings Account Rates
  Daily Balance Dividend Rate APY*
  $0.00 - $299.99 0.01% 0.01%
  $300.00 - $2,499.99 0.01% 0.01%
  $2,500.00 + 0.02% 0.02%

Holiday Club Account Rates
  Daily Balance Dividend Rate APY*
  $0.00 - $2,499.99 0.01% 0.01%
  $2,500.00 + 0.02% 0.02%

Looney Tunes Savings Club™
  Daily Balance Dividend Rate APY*
  $0.00 - $2,499.99 0.01% 0.01%
  $2,500.00 + 0.02% 0.02%

Money Management
  Daily Balance Dividend Rate APY*
  $0.00 - $999.99 0.00% 0.00%
  $1,000.00 - $9,999.99 0.01% 0.01%
  $10,000.00 - $24,999.99 0.01% 0.01%
  $25,000.00 - $49,999.99 0.01% 0.01%
  $50,000.00 - $99,999.99 0.02% 0.02%
  $100,000.00 + 0.02% 0.02%

Certificate Account Rates
Period of Investment Dividend Rate APY* Minimum Investment When
Dividend
Paid
3 months 0.02% 0.02% $1,000.00   Maturity
6 months 0.02% 0.02% $1,000.00   Maturity
1 year add-on** 0.05% 0.05% $50.00   Monthly
2 years 0.10% 0.10% $1,000.00   Monthly
3 years 0.46% 0.46% $1,000.00   Quarterly
4 years 0.66% 0.66% $1,000.00   Quarterly
5 years 0.85% 0.85% $1,000.00   Quarterly

Individual Retirement Certificate Rates
Period of Investment Dividend Rate APY* Minimum Investment When
Dividend
Paid
1 year 0.05% 0.05% $50.00 IRA 1 year
paid monthly
2 years 0.10% 0.10% $1,000.00 IRA 2 years
paid quarterly
3 years 0.46% 0.46% $1,000.00 IRA 3 years
paid quarterly
4 years 0.66% 0.66% $1,000.00 IRA 4 years
paid quarterly
5 years 0.85% 0.85% $1,000.00 IRA 5 years
paid quarterly
1 year 0.05% 0.05% $50.00 1 year ROTH IRA
2 years 0.10% 0.10% $1,000.00 2 year ROTH IRA
3 years 0.46% 0.46% $1,000.00 3 year ROTH IRA
4 years 0.66% 0.66% $1,000.00 4 year ROTH IRA
5 years 0.85% 0.85% $1,000.00 5 year ROTH IRA
1 year 0.05% 0.05% $50.00 1 year ROTH IRA
Transfer
2 years 0.10% 0.10% $1,000.00 2 year ROTH IRA
Transfer
3 years 0.46% 0.46% $1,000.00 3 year ROTH IRA
Transfer
4 years 0.66% 0.66% $1,000.00 4 year ROTH IRA
Transfer
5 years 0.85% 0.85% $1,000.00 5 year ROTH IRA
Transfer

Health / IRA Savings Account Rates
Account Type   Daily Balance Dividend Rate APY*
  Health Savings   $0.00 0.01% 0.01%
  Savings IRA   $0.00 0.01% 0.01%

Go To Online Banking Home :: Contact us :: Locations & hours :: Site index :: Privacy Policy


Terms of Use:   The Point Loma Credit Union website is for the exclusive use of its members and non-members interested in the services of the credit union.  Any unauthorized or unlawful use is strictly prohibited.

Disclaimer:  Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to.  While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current.  Please contact the credit union call center directly for the most current information at 858-495-3400.


National Credit Union Association Equal Housing Lender America's Credit Unions

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

Copyright © 1998-2014, Point Loma Credit Union
All rights reserved