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Point Loma Credit Union

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  News You Can Use

All members are invited to Point Loma Credit Union’s annual meeting Wednesday, May 2, 2018, at 4 p.m. in our Kearny Mesa administrative office, 9420 Farnham Street, San Diego, CA 92123. Coffee will be served.

If you would like to attend, please RSVP by May 1, 2018, 858-268-7211.

When returning an item at a store regardless of whether it was purchased via online or at the retailer, the cashier can use the Device Account Number to find the purchase and process the return.

Equifax, one of the nation’s three major credit reporting agencies, reported a massive data breach lasting several months. Hackers were able to access people’s names, Social Security numbers, birth dates, addresses and driver’s license numbers.

PLCU is a favorite credit union
Thank you for voting for PLCU in the 2017 San Diego’s Best, Union Tribune Readers Poll

For member’s convenience our ATMs are now EMV chip compatible! If your card does not have an EMV chip, not to worry, it can still be used at all PLCU ATMs.

Sign up your PLCU Visa card for Alerts from PLCUHelp reduce fraud and monitor your Visa and Visa Check Card spending anytime, anywhere with Alerts from PLCU powered by Visa.  

  Financial Literacy

Why Do I Need To Get Preapproved For A Loan?
For a large purchase, such as a home or car, having that preapproval in hand before you start shopping is crucial. A preapproval is a written letter from a lender specifying how large of a loan you will be eligible for.

Beware Of Fake Checks! Protect Yourself From The Latest Scam
You’ve probably heard of fake check scams, but in recent years they’ve gotten a lot more enticing and a lot harder to avoid. Usually, they come in the form of a work-at-home job, a sweepstakes you’ve “won” or an online sale. Fake check scams can cost you thousands. Learn how to protect yourself and your bank account!

Feeling Stuck In Your Car Loan? Might Be Time To Shop Around!
Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both! It depends on various factors, including the value of your vehicle, how much you owe and your credit standing.

Apple Pay, Tokenization And Security: How To Stay Safe With The Wallet Of The Future

Apple Pay and other, similar services use a process called “tokenization” for their security. Tokenization is the use of a non-secure bit of data to stand in for a secure one, like arcade tokens. The secure data is the quarter, which you exchange at a machine for a token. The arcade game never sees the quarter, but accepts the token in its stead.


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Terms of Use: The Point Loma Credit Union website is for the exclusive use of its members and non-members interested in the services of the credit union. Any unauthorized or unlawful use is strictly prohibited.

Disclaimer: Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current. Please contact the credit union Call Center directly for the most current information at 858-495-3400.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 858-495-3400 or 888-495-3400 for assistance. Also, products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.

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