Are you impacted by the government shutdown
? We are here for our members.
About usFounded in 1948, Point Loma Credit Union is a community-chartered credit union serving the people of San Diego and Riverside Counties. With $500 million in assets, PLCU currently operates 6 branches and serves nearly 30,000 members. PLCU offers a complete selection of financial products and services including savings and checking accounts, loans, credit cards, the Visa Check Card, PLCU Online, Bill Pay Online and more. PLCU is a member of the CU Service Centers nationwide network and CO-OP.
Empowering members, not enriching investors
Opening a checking, savings or other account makes you a member. And that entitles you to receive a share of any surplus income as an annual dividend—money that banks pay to their outside stockholders.
Reducing fees and improving rates
Because credit unions aren’t obliged to make a profit for stockholders, they can afford to reduce or eliminate many fees. And they can offer better rates on savings and more attractive terms on loans. Of course, accounts are federally insured up to $250,000.
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Being there for you from coast to coast
Members can bank at other credit unions who are a part of the CO-OP network, giving you access to nearly 30,000 surcharge-free ATMs and 5,600 shared branches nationally for easy access to your money wherever you go.
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