Holiday Reminder - All PLCU Branches will be closed on Monday, October 12th in observance of Columbus Day.


Current Rates

PLCU has been serving its Members since 1948 by providing financial guidance to those who Live, Work or Worship in San Diego and Riverside counties. Offering competitive rates to our Members is just one way we’re helping them become financially sound.


 Dividend/Share Rates

  • Checking
  • Savings
  • Certificate of Deposits
  • Individual Retirement Account
  • Health Savings Account

 Mortgage Rates

  • First mortgages
  • Jumbo
  • Non-owner/ Investment
  • Adjustable Rate Mortgages
  • First Time home buyer
  • Home Equity Line of Credit (HELOC)

 Loan Rates

  • Auto 
  • Personal loans 
  • Personal lines
  • Green Living/Solar
  • Sharper Image
  • Book and Computer

 Visa Rates

  • Platinum
  • Student
  • Secured 

Terms of Use: The Point Loma Credit Union website is for the exclusive use of its members and non-members interested in the services of the credit union. Any unauthorized or unlawful use is strictly prohibited.

Disclaimer: Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current. Please contact the credit union Call Center directly for the most current information at 858-495-3400.

 PLCU on Yelp

PLCU Online Banking app available now: 


Android app on Google Play

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration, a US government agency.

Point Loma Credit Union is an Equal Housing Lender.

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Point Loma Credit Union | All Rights Reserved