Business Solutions

Boost your business with PLCU Business Solutions

Get the tools you need to successfully manage your company’s finances with Point Loma Credit Union Business Solutions. Our full line of business services and products are designed for today's small, medium, and large companies. This is just the boost your business needs.

Business Checking Account

Keep your business running smoothly with a PLCU Business Checking Account. We make it easy to bank online, process credit card payments, pay bills, and distribute payroll.

Opening deposit: Minimum $100
Minimum monthly average balance to waive service charge: As low as $2,500

With a PLCU Business Checking Account, you get:

Online bill pay
Online banking
Merchant services
Payroll services

Choose from four types of business checking accounts:

Basic: $10/month
Regular: $15/month
Active: $25/month
Community Service: $0/month

Open your PLCU Business Checking Account today!

Business Savings Account

Build up a safety net for your business with a PLCU Savings Account. Use it as a rainy-day fund for when business is slow. Use it to set aside money for your taxes. Use it as overdraft protection for your checking account. And whatever you use it for, earn interest on the balance.

Opening deposit: $10 minimum (includes $5 membership fee)
Minimum balance: $5 minimum after initial opening deposit
Overdraft protection: Covers ODs on your PLCU business checking account
Collateral: Funds can be used to secure a business loan

Open your PLCU Business Savings Account today!

Business Money Management Account

Maximize the return on your cash account with a PLCU Business Money Management Account. It’s the closest you can get to share certificate rates, but with flexibility that share certificates do not have.

Rates: Higher than regular savings or checking account
Dividends: Higher dividends on higher balances
Initial deposit: Minimum $1,000
Check writing convenience: 3 per month
Collateral for secured loans
Complete liquidity

Open your PLCU account today!