Business - Point Loma Credit Union

Business Checking Account

Keep your business running smoothly with a Business Checking Account. Choose from two types of checking accounts.... one designed and ideal for the small business owner and one designed and ideal for the medium to large businesses.

Feature	Business Checking	Business Ultra Checking
Opening deposit	Minimum $100	Minimum $500
Monthly fee	$10	$20
Minimum monthly average balance to waive service charge	As low as $2,500	As low as $5,000 in checking or minimum $25,000 in combined deposit balances
Earns interest	No	Yes

Business Savings Account

Build up a safety net for your business with a PLCU Savings Account. Use it as a rainy-day fund for when business is slow. Use it to set aside money for your taxes. Use it as overdraft protection for your checking account. And whatever you use it for, earn interest on the balance.

Opening deposit: $10 minimum (includes $5 membership fee)
Minimum balance: $5 minimum after initial opening deposit
Overdraft protection: Covers ODs on your PLCU business checking account
Collateral: Funds can be used to secure a business loan

Business Money Management Account

Maximize the return on your cash account with a PLCU Business Money Management Account. It’s the closest you can get to share certificate rates, but with flexibility that share certificates do not have.

Rates: Higher than regular savings or checking account
Dividends: Higher dividends on higher balances
Initial deposit: Minimum $1,000
Check writing convenience: 3 per month
Collateral for secured loans
Complete liquidity

Business Solutions

Boost your business with PLCU Business Solutions

Business Checking Account

Business Savings Account

Business Money Management Account

Business Online Banking

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