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What can your home’s equity help you do?

Use the equity in your home with a PLCU Home Equity Line of Credit

Take advantage of our 3.99% APR* Home Equity Line of Credit for new loans! Use a HELOC to pay for repairs, consolidate bills, travel, school expenses, and more.

  • Low variable rate
  • No application, appraisal, or annual fees**
  • No closing costs
  • Interest may be tax deductible†
  • No pre-payment penalties

Apply for your new HELOC Now!

Apply Here

*APR=Annual Percentage Rate. 3.99% APR for the first 12 months. After the introductory period, rate will adjust to the variable rate then offered by PLCU under the terms of your loan. This rate is available only on new HELOCs. Applications must be received by 12/31/2018 and funded by 2/1/2019.

**A lien will be required on the subject property. All loan programs are subject to approval. Additional restrictions apply to all programs. This offer is only available on PLCU home equity lines of credit that are owner-occupied single family residences or owner-occupied townhomes located in California. Investment properties are not included in this promotion. All interest rates are subject to change. Must meet membership eligibility and lending criteria. Real estate loans are available only to PLCU members. A homeowner’s insurance policy with PLCU as loss payee and maximum $1,000 deductible is required at the borrower's expense.

†Consult your tax advisor for details.